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Saint Paul Regional Office Regional Loan Center
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Construction Complaints
In certain instances, VA may be able to intercede on your behalf if construction-related problems arise after you move into your VA home. In order to be eligible for VA assistance in this regard, the property must have been appraised as either:
- “Proposed or Under Construction,”
- “New Construction” requiring a 1-year VA builder’s warranty, or
- “Existing Construction with alterations, improvements, or repairs” subject to VA fee inspections.
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If your home qualifies for assistance under the aforementioned criteria, you must file a written complaint with the St. Paul Regional Loan Center. The complaint must meet the following requirements:
- Be in writing from an individual homeowner, and
- Include an itemized list of the complaint items.
Note: Maintenance items are the responsibility of the homeowner. For instance:
- Maintenance of drainage-related items such as drain tile, sump pump, etc.
- Periodic inspections and cleaning of individual septic systems, eaves, and downspouts.
- Periodic servicing of mechanical equipment. This would include your water heater, furnace, air conditioner, etc.
- Normal protective measures to prevent accelerated deterioration of material. This might include paint, deck stain, siding, etc.
- Repairs or hairline cracks attributable to normal curing or settlement or slight cracks in your driveway, sidewalk or basement not caused by faulty construction, would not be covered.
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| Generally, the homeowner’s complaint must be registered within the period covered by the VA Builder Warranty or the first year of any Ten-Year Warranty.
Exception: VA will recognize complaints received after the above time limit if there is an indication of an accelerated deterioration of soundness or material failure in advance of normal life expectancy.
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| If you feel that your situation meets the criteria outlined above, please submit your written complaint to the Construction and Valuation Department, 1 Federal Drive, Fort Snelling, MN 55111.
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| Reviewed/Updated Date: May 18, 2009 |
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